01Basic Plan
Coverage that meets state requirements. Legal protection, simplified.
The Basic Plan provides liability coverage designed to meet your state’s minimum requirements and help with major out-of-pocket costs after an accident, up to your limits.
What’s included
- Bodily Injury Liability
- Property Damage Liability
- Medical Payments / Personal Injury Protection (where required)
- Uninsured/Underinsured Motorist (where required)
Optional: Roadside Assistance
Often suited to: Drivers of older vehicles, or people who drive infrequently.
02Standard Plan
Balanced coverage with essential add-ons. More protection to consider.
Made for daily drivers and families, the Standard Plan includes everything in Basic plus collision and comprehensive coverage, which may help with a wider range of events.
What’s included
- All Basic Plan coverages
- Collision Coverage (accidents, regardless of fault)
- Comprehensive Coverage (theft, fire, weather damage, vandalism, etc.)
- Rental Reimbursement
- Roadside Assistance
Optional: Rideshare Coverage
Often suited to: Commuters, families, or anyone who relies on their vehicle every day.
03Premium Plan
Our most extensive coverage, with added features.
The Premium Plan is for drivers who want broader protection plus added convenience and support. It comes with higher coverage limit options and premium-level extras.
What’s included
- Everything in the Standard Plan
- Full Vehicle Replacement Cost (not just market value)
- GAP Insurance (for financed or leased vehicles)
- Custom Equipment Coverage (aftermarket parts, tech, etc.)
- Claims Concierge Service
- Identity Theft Recovery
Often suited to: New vehicles, luxury or leased cars, high-mileage drivers, or anyone wanting broader protection.
